:root{
--tm-yellow:#FFEB3B;
--tm-dark:#333;
--tm-light:#fff;
--tm-gray:#f7f7f7;
--tm-border:#e5e5e5;
--tm-radius:14px;
--tm-shadow:0 8px 24px rgba(0,0,0,.08);
}
.tm-container{max-width:1180px;margin:0 auto;padding:24px;font-family:Inter,Arial,Helvetica,sans-serif;color:#333;line-height:1.7}
.tm-benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-bottom:40px}
.tm-benefit{background:#fff;padding:20px;border-radius:12px;box-shadow:var(--tm-shadow)}
.tm-section{margin-bottom:50px}
.tm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.tm-card{background:#fff;padding:22px;border-radius:14px;border:1px solid #e5e5e5;box-shadow:var(--tm-shadow)}
.tm-table{width:100%;border-collapse:collapse}
.tm-table td{padding:14px;border-bottom:1px solid #eee}
.tm-table td:first-child{font-weight:700;width:35%}
.tm-faq details{background:#fff;padding:18px;margin-bottom:12px;border-radius:12px;box-shadow:var(--tm-shadow)}
.tm-cta{background:#f7f7f7;padding:40px;border-radius:14px;text-align:center}
.tm-btn{display:inline-block;padding:14px 28px;background:#111;color:#fff;text-decoration:none;border-radius:10px;font-weight:700}
.tm-note{background:#fff8c6;padding:18px;border-radius:12px;margin-top:20px}